Digital Risk: Enterprises Need More Than Cyber Insurance
Threatonomics

See what a cyber attack could really cost your enterprise

by Brian Bochner , VP, Marketing
Published

Understand your cyber risk in dollars and cents with Resilience's free Cyber Risk Calculator

Data breaches cost U.S. businesses an average of $9.36 million per breach in 2024, yet many enterprises still struggle to quantify their specific cyber risk exposure in financial terms. How do you translate complex technical vulnerabilities into language that your CFO, board members, and other stakeholders can understand and act upon?

We’re excited to announce the launch of Resilience’s free Cyber Risk Calculator – a powerful tool designed specifically for medium-to-large enterprises to quantify their cyber risk exposure in clear dollar terms.

Bringing financial clarity to cyber risk

For too long, cybersecurity and financial risk have spoken different languages: Security teams talk about vulnerabilities and threats, while financial leaders focus on dollars and cents. This fundamental disconnect creates significant challenges across the organization, particularly when trying to align priorities and allocate resources effectively.

Quantifying cyber risk in financial terms has been notoriously difficult, leaving many organizations struggling to communicate potential impacts to non-technical stakeholders. Without this shared understanding, companies often find themselves making security investment decisions based on incomplete information or industry trends, rather than their specific risk profile.

Our Cyber Risk Calculator bridges this gap by providing a financial translation of your cyber risk profile. By converting complex technical vulnerabilities into clear dollar figures, it creates a common language that everyone in your organization can understand—from the server room to the boardroom.

The calculator delivers a snapshot of potential financial losses your organization could face due to a cyber incident and helps determine if you have enough in capital reserves to withstand a significant loss event. This financial clarity enables smarter decision-making on risk investments versus risk tolerance, ultimately aligning technical, financial, and operations staff around the common goal of reducing organizational risk.

What is the Cyber Risk Calculator?

The Cyber Risk Calculator delivers immediate value through a simple, low-effort process. After answering just six straightforward questions about your organization, you’ll receive a snapshot of your cyber risk exposure.

First, you’ll get a high-level estimate of your potential cyber risk using our Loss Exceedance Curve. This powerful visualization tool shows the probability distribution of loss scenarios, from frequent minor incidents to rare but catastrophic events. It provides a tangible baseline for understanding your organization’s financial exposure to cyber threats, turning abstract risks into concrete insights.

Resilience Loss Exceedance Curve in their Cyber Risk Calculator.

Next, the calculator generates a personalized cyber risk projection based on proprietary industry benchmarks. Unlike generic assessments, this projection is tailored to your specific industry and organizational profile, offering more relevant and meaningful insights.

Finally, you’ll see a quick comparison of your current risk exposure against your risk tolerance. This helps you evaluate whether your security posture and insurance coverage align with your organization’s risk appetite. With this financial perspective, CISOs, risk managers, and CFOs–in consultation with their insurance broker–can have more strategic, data-driven conversations about cybersecurity investments and risk transfer strategies.

How does the Cyber Risk Calculator work?

The Cyber Risk Calculator leverages a data-lite version of Resilience’s comprehensive Edge Platform risk model. It creates projections based on six key firmographic data points:

  1. Industry
  2. Annual revenue
  3. Number of employees
  4. Number of financial records
  5. Number of PII/HI records
  6. Insurance limit

While the calculator uses only 11% of the data signals leveraged by the full Edge Platform and relies on averaged security control benchmarks for similar organizations, it still provides valuable insights that can guide your risk management strategy.

Wondering how much your organization stands to lose from a cyber incident? Take the first step toward understanding your cyber risk in financial terms. Try the free Cyber Risk Calculator today.

The path to effective cyber risk management begins with understanding. Resilience’s free Cyber Risk Calculator offers a valuable first step in that journey, empowering you to have more informed conversations about risk management and make strategic decisions to protect your enterprise.

Disclaimer: Projections from the Cyber Risk Calculator are for informational purposes only. The snapshot should not be considered an exhaustive or fully accurate estimation of your risk. It does not constitute insurance advice. To determine the appropriate insurance coverage for your organization, please consult your broker.

You might also like

Does the proposed UK ransomware payment ban take things too far?

Cowritten with Henry Westwood, Resilience Cyber Underwriting Manager Simon West, Resilience Head of Customer Engagement The UK government recently launched a consultation on legislative proposals to combat ransomware attacks, one of the most significant cyber threats facing organisations today. As cybersecurity professionals working with organisations across various sectors, we’ve carefully examined these proposals and offered […]

North Korea is targeting the job interview process to infiltrate US companies

This post is based on threat intelligence compiled by Resilience Intelligence Analyst Steph Barnes, published May 8, 2025. North Korean hackers have turned the interview chair into a staging ground for cyberattacks. Two sophisticated campaigns—Contagious Interview and WageMole—are actively targeting job seekers and employers alike, with a clear endgame: funneling money back to the North […]

Scattered Spider strikes again in recent UK retail attacks

In the past two weeks, the UK retail industry has faced an unprecedented wave of sophisticated cyberattacks, exposing critical vulnerabilities across the sector. The high-profile breaches at Marks & Spencer, Harrods, and others have sent shockwaves through the industry, with M&S alone suffering an estimated £3.8 million in lost online sales per day and seeing […]

A decision scientist’s perspective on AI

As the Senior Director of Cyber Resilience at Resilience, I bring a somewhat unconventional perspective to the table. Unlike many in our industry who come from traditional cybersecurity or insurance backgrounds, my expertise lies in decision science. Throughout my career, I’ve been fascinated by one central question: How can we help people make good decisions […]

What enterprises over $10 billion need to know about managing cyber risk

The role of the Chief Information Security Officer has undergone a profound transformation from a purely technical role to a strategic business one in recent years. For CISOs operating in organizations with over $10 billion in revenue—a segment that Resilience has recently expanded its cyber risk solutions to serve—the shift comes with unique pressures and […]

How to create an effective Incident Response Plan

Cyberattacks are no longer a distant threat—they are a certainty. Whether it’s a ransomware attack, data breach, or insider threat, organizations must be prepared to respond quickly and effectively. Without a solid plan in place, even a minor security incident can spiral into a major crisis, leading to financial losses, reputational damage, and regulatory penalties. […]